Need help paying for health coverage? Help
is on the way! Starting on October 1st, 2013, Mainers will be able to buy health coverage
that fits your budget and your needs through a new, easy-to-use, Health Insurance Marketplace.
Through the marketplace, Maine individuals and families who buy health insurance on their
own can get private health plans at good values. These health plans cannot be cancelled or
denied if you have a pre-existing medical condition or illness. The Marketplace makes your search for
health coverage easier by gathering the options available in your area
in one place. You will be able to compare plans based on price, benefits, quality, and
other features that matter to you before you make a choice. When you use the Marketplace, you
will fill out an application and find out if you can get lower costs on your monthly
premiums for private insurance plans. You will also find out if you qualify for lower
out-of-pocket costs. About 133,000 Mainers are uninsured. Many can get help paying for
their health insurance plans through instant tax credits that will make their monthly premiums
lower. A family of four can make up to $94,000 each year, and still qualify for tax credits. Most of the Mainers who can get these tax credits, about 9 out of every 10,
will be working families. If you’re 1 of about 550,000 Mainers
who already gets coverage at work, you can keep it. But if your plan at work is very expensive,
you might want to check out the Marketplace to see if you can get a better, more affordable plan. Starting in 2014, all plans will have to cover
Essential Health Services. That means services like:
(listed on screen) Open enrollment starts October 1st, 2013.
Plans and pricing will be available then. Coverage starts as soon as January 1st, 2014. You can apply for
coverage three ways: online, by mail, or in person with the help of a Navigator or other
qualified helper. Are you ready to check out the Marketplace? Visit www.healthcare.gov,
or call 1-800-318-2596. To find people who can help in Maine, call Consumers for Affordable Healthcare at 1-800-965-7476. Consumers for Affordable Health Care — we’re here to help.