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Immigration and the Health Insurance Marketplace

Immigration and the Health Insurance Marketplace


If you– Or someone in your household- Is a lawfully present immigrant, you are eligible
for Marketplace health insurance coverage under the Affordable Care Act. What does “lawfully present” mean? Lawfully present immigrants include those
with a “qualified noncitizen” status without a waiting period. Those with humanitarian
statuses or circumstances. Immigrants with valid non-immigrant visas. Or immigrants with
a legal status based on another law, for example: temporary resident status. In other words… There are many kinds of
lawfully present immigrants Immigrants seeking asylum, refugees, Cuban
and Haitian entrants, those paroled in the US, immigrants with conditional entrance granted
before 1980… …battered spouses, children and parents,
victims of trafficking and his or her spouse, child, sibling or parent, granted withholding of deportation or withholding
of removal under the immigration laws or under the convention against torture, or C-A-T, Individuals with non-immigrant status including
worker visas, student visas and citizens of Micronesia, the Marshall Islands and Palau… …people with temporary protected status
or T-P-S, Deferred Enforced Departure or D-E-D, a lawful temporary resident, people with Deferred
Action Status, although deferred action for childhood arrivals or D-A-C-A is not an eligible
immigration status for applying for health insurance… …administrative order staying removal issued
by the department of homeland security, member of a federally
recognized Indian tribe or American Indian tribes born in Canada, or residents of American
Samoa… …and, applicants with any of these statuses:
Temporary Protected. Status with Employment Authorization,
Special Immigrant Juvenile Status… Victim of Trafficking Visa…
Adjustment to Lawful Permanent Residence Status.
And asylum – if the applicant has employment authorization or are under the age of 14 and
have had an application pending for at least 180 days are eligible for the Marketplace
Phew (out of breath/sign of relief) And if an immigrant has employment authorization,
they’re also eligible if they are registry applicants…Or under an order of supervision…Or
An applicant for Cancellation of Removal or for Suspension of Deportation…Or if they
are an applicant for legalization under IRCA or under the LIFE act. Even if families have mixed immigration statuses
inside their household… …that family can still apply for a tax credit
or lower out-of-pocket costs for private insurance on the Marketplace or Iowa Medicaid and hawk-i
for eligible dependents. What is a mixed status family?
It’s a family with any combination of immigration statuses. For example, one person could be
a documented immigrant and the other undocumented. Your MAGI, or your Modified Adjusted Gross
Income, is the number used to figure out if people or family members qualify for lower
health coverage costs in the Marketplace and for Medicaid. Your Modified Adjust Gross Income is your
adjusted gross income with some additions and deductions. Remember that undocumented Immigrants add
to their families household’s income even if undocumented family members cannot use
the marketplace. But undocumented family members do not increase
the household size. The Marketplace, Medicaid, and hawk-i agencies
can request social security numbers for applicants, benefit recipients and certain people whose
income is needed to compute tax credits. They can not require applicants to provide
information about the citizenship or immigration status of any family or household members
who are not looking for coverage. Immigrants may be required to mail copies
of documents or upload them to HealthCare.gov. For the fastest application processing the
website is the way to go. And, there’s no way for documents to get
lost in the mail. For more information on immigrants and the
Marketplace or to apply for coverage, visit HealthCare.gov.

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