How to get Business Credit Cards with Bad Credit

How to get Business Credit Cards with Bad Credit

Hello everyone and welcome to our Webinar Today , today were going to diving in and to teach you how to build the initial business credit profile score, so for being business webinar today it’s a hot topic . I can tell because when I was schedule webinar I could tell by how quickly and how many people register how popular the topic is, this one is a hugely popular topic. You see business credit is awesome, but a lot of people struggle to build it specially the initial steps, so today what we’re going to do is dissect this we’re going to teach you exactly how you could start a business credit profile score because don’t be mistaken once you have it started, once you have a business credit profile score an initial trade binds, it’s fairly easy to expand back credit profile score and get more money, it’s just getting it started that usually an uphill battle so many people thanks so I will tell you
to get questions today just ahead I will put up my email address and send it to me this is just going to be an hour packed full of information I’m going to move there pretty fast paced because we have so much content to cover and I have another webinar right after so I won’t have a time for question and answer session so if you sent me an email with your question I’ll definitely gets you answer so let me before we jump in, let me make sure that that I introduce myself my name is Ty Crandall, I’m actually the Directorr of Business Services here in CreditSuite, what I actually do as I work with the companies to help them offer Business Credit Services, and find answer to the clients and as a result I oversee a very, very large coaching , I would probably guess means the big of the country that helps thousands and thousands of people build their corporate credit So if you’re interested at all in building your credit or working with our team most importantly offering Business Credit and Finance it to other people need, in appropriate free check sites, or there is a website forward slash business credit there’s going to be a pictures, sales yeah I here’s should be straight information certain are interested in learning more you could check at forward slash business credit you could get all the details there so let’s go jump in I was looked to to start by getting it over you will quickly what business credit is. . Because a lot of people coming on my webinar are there first time and there just not clear on exactly what business credit is, what were first talking about so I want to go over some slide and sometime that will be general on some of my webinar’s but don’t be worried in some of these before, I have a ton of press conference as a webinar and also I have never shown before done before including giving you access to Like like seven basically 10 trade references to trade to able to add the searchable stuff so there’s a lot of stuff will be adding it to So if you’re up to in a Business Credit, business credit is basically credit that it is a unique business like, so what happens with business credit is that a business itself a corporation build its own
credit profiles score you’re probably obviously familiar with credit and suite to your social security number What we’re talking about here Is a credit profile that somebody could pull that lead to your EIN, so that you can use your EIN to pull your business credit profile and then whatever credit is link to your business will show under that EIN credit report so with an established business credit profile score, the business will then qualify for credit, actually you can qualify for much the same credit you can qualify for while the consumers up. So if you think about loans and credit lines and look and I autonomy says and thinking about credit cards in stores and VISA Master Cards , all of that same stuff you can get for a business that late to your business EIN and not your personal security social number. So this credit business name is based on business disability to paid up this services. One of the reason people really love business credit, is to get a crew the decision is based on your personal credit it is based on your EIN’s Credit your business ability to pay no the business owner so since the business itself are qualifies and a lot of cases there is no personal credit check requires from the business owner When the huge big benefits on business credit now Some people like this because they have bad credit and they have sometimes severely challenge personal credit but it doesn’t matter because when you build business credit correctly as I want to show you this webinar how to start then they pull your credit link to your EIN and it won’t even full yourself not if I can leave you search yeah and get approved based strictly on corporate credit not personal credit. But even if you have a good credit this is very beneficial because any credit you get that you put on your personal credit as you utilize that credit affects your personal credit scores as a matter of fact a lot of people took notice but if you use more 30 percent of the limit of a credit card that you have your scores will go down it hurts your scores sometimes as much as you paying the account out late. So with business credit it requires a credit check which I see to get back credit but it’s also nice because it is linked to your business credit not your personal so as you uses credit scores won’t be a grossly effective, like I said once you had actually build business credit profiles score we’ve been talked about today you can use it much the same as you can business personal credit loans, lines of credit all the different store credit card with Apple, One Target, Walmart Lowe’s Best Buy most retail stores offer business credit scores link to your EIN and not your social security number as you qualified one on top is VISA credit, Master Card Credit Loans, Leases um again these were in commercial real estate. So the easiest way to think about it is not much different on what you could use it for,than what you could use personal credit for So there’s a lot of benefits on these, in one benefits is that you’re creating a completely separate credit profile for your business and personal so that’s nice because then you could get twice as much credit . And now you can have a Staples Credit Card in the personal name and the staples Credit Card in the business name so it gives you a lot more gross and a lot more credit that’s available to you when you’re building credit to your EIN and resource freedom now another benefit is Business Credit Score remains only on weather they bill Business pays bills on time so it is much faster to build business credit that it is consumer credit. Consumer Credit the fight those requirements 6 months, which means you have to have a trade To get a trade binder courted and get a score excuse me I’m going to verify that, you can get a trade like reported that if I can get issued you a score you have to have an account and paying for six months that’s the way that it is So no credit profile and you’re just getting started , you get a credit account approved today. If I could make you an account for six months before you’ll get a score on a business credit world you can get credit today it could easily report within a month your trade finance scores profile that establish and you’re literally getting revolving credit cards within 30 to 90 days As a matter of fact within six months on the business credit world you can’t have like ten twenty thousand dollar VISA Mater Card units as the same time find that on the consumer worlds takes you to even just get score, so significantly faster to build business credit than personal credit which is another huge benefits, and approval limits into a higher to. You know I love SBA, because SBA had a good called on the saying that approval limits is 10 to a 100 times higher on business credit accounts and consumer it’s very active, very true . So for example you deliver two thousand dollars Staples Credit Card then chances are good you could probably get a 2500 to a four thousand dollar this is credit cards see so not only can
you get a personal card and business card major business cards have significantly
higher limits which helps you just get even more
access to credit money Now another huge benefits is again as I mention before when you do this correctly you can obtain this credit without personal credit check Now a lot of people mess this up and where going to dissect this a little bit later in top exactly you have to do to make sure that they don’t pull on your credit report but it you can easily do it’s very easy
to go incorporate credit, that leads your EIN and not your SSN ah it’s just a matter of knowing how do it .Mess with it dissect it a little bit, so another benefit is that you can build business credit without having any liability. So it means in case of default, the business orders the personal assets can’t be pursued this rare you know, I was having a meeting today with our team and this is the things that we’ve talk about a personal guarantee versus no personal guarantee. Most business funding requires personal guarantee, but with business credit you can obtain this without having any access to a personal guarantee, which again means not your personal credit. But you’re not personal reliable so if you ever did default or you know something happens it’s out of your control and it it causes you to be late or whatever it maybe Then they can’t pursue your personal assets if you ever default. And this is just a great way to keep your family’s you know on finances safe and secure its effort from the business Now when the business owner applies for financing in any way, when you go to a bank or wherever a loan , your credit is going to be reviewed. They do look or for credit and if you don’t have a business credit profile established you’re probably going to get declined But you need to be aware that they will not tell you this ever there’s no regulation reason a bank send you a notice in the mail that tells you, you’re declined whatever you’re going to call it is because the Fair Credit Reporting Act to the consumer world made it it requires its law, but in the business world there is no such regulations, there is no such law, so lenders 100 percent of the time when you apply for money for a business and own your credit and if you have no business credit they denied you and they never tell you they hold it as a matter of fact a lot of the bankers don’t even know and owe it so as a result, you may never know that it is happening . But it does happen I mean in it should be administered but if you ever go to an advisor or personal credit card or a mortgage or loan or any kind always going to pull your business credits. Like never going to be surprising to you that is not always for, was a safety for a business score if you have at any kind of the business financing they always pull your credit file There’s no question they always for but they won’t disclose it to you. So it’s important to note cause if you don’t have a history or excuse me if you don’t have a future in any kind of business you have to have access in money. Okay whether it’s Facebook Microsoft or Apple all of them started with injections of cash and or grew with other people money, if you want to build your business you’re going to access to money and if you could only access the money is you could have business credit bill otherwise these lenders are going to pull your credit . See you have no credit to established, and just like they would do it in the consumer world there just going to turn you down and they will not give the money what you need. Another thing that to know about business credit or I guess to get into the starter part of exactly how you build the initial business credit is that to know business credit it’s not really that much different then what you would do to build consumer profile .You start with no credit profile at all, and then basically you get approved from your credit reports to the credit reporting agencies and in that business uses again and you use the credit and pay the bill on time So, so far this is no different on how you build the consumer credit profile you think about you’re start on nothing and then you go out and then you get approved for some new credit reports to the credit reporting agencies, and then you use the credit you pay your
bill and if you pay your bill on time then they’ll report it lyou pay your bill on time to the business reporting agencies. See soon you have a credit profile status and as you continue using their credit paying your bills you qualified for more and more credit. Every single thing I listed here is exactly the same in the business and consumer world there is no difference there no initial you start with nothing , you get approved for credit, you use the credit pay the bill on time there reports to the credit reporting agencies and you have a credit profile score. Now there are something that you want to make sure that you do before you go and start applying for credit and again these are this webinar as much about states the people makes uh as a lot as well step by step formula to actually have success here So what are the things that you have to do before you really think about applying for corporate credit is to make sure your business setup credible because this perception that lenders have about you is everything. Especially when you’re just starting to build business credit profile Remember the topics is how to get started, how to get initially get this credit bill, well in order for you to initially get your credit bill your application itself has to be strong enough for you to get approved and as your business continues to grow lenders as much as application to find out the details about you as they do business credit profile So if this is something important to know you need other secret formula approval what are they really looking at because when you set up your application where your company’s very credible in their mind then you send an excellent chance of getting approved specially, as you established business credit and they see a credible business, they can see established business credit profile that formula home really tied to get access to a tremendous amount of money so before you able to start applying you have to make sure that you let your business itself meets this lending credibility standards, now I’m not going to I dissect all twenty of them okay that’s a whole webinar. Now if I got webinar videos available on my youtube channel when you can access of them a lot of information but I will look on the some main points that needed to address to make sure that your business is setup credibly in the lenders eyes, and one of the things is very important that you use your exact business legal name. your full business legal name must include any DBA introducing and you need to insure your business name is exactly the same on your corporation papers, licenses and bank statements Believe it or not this one of the leading reasons for denial of that well you know our senior business our advisor Maggie Christianson use to work on one of the biggest bank on the country as a matter of fact she was the top banker of the country in this bank and it shows time and time again one of the most irritating things for her to see application denied because of this. Somebody would put the name on the application they would search it, the name wasn’t exact and because they were searching in and not exact name of the business they couldn’t find the a lot of cases is very common to think for example your business might be well
artists for example your business might be well occupied our business name is credit suite well credit suite is different from credit suite incorporated, believe it or not those are two completely different names . And CreditSuite doing business finance suite well that’s completely different name come together. The members will not go looking for the right information they can find it, so you’re going to make sure when you’re going on the putting the application is exactly as your corporation laid out stay, if you do this they can look at your record find your secretary and state your information and know you really exist . But if you don’t and if you leave the incorporation out you read the DBA out and a lot of cases they can’t find you and it releases instant denial , so you really going to make sure home address and once you know you have a name correct in the application papers also right on the corporation licenses, bank statements a lot of people make same mistake, they go in and apply for Credit Suite or in the role name Credit Suite Incorporated, you need to make sure that everything is uniform this is what lenders are looking for a lot of us information like your corporation papers this is public record to they can easily accessed your license . This stuff is easily accessible for them to do checks okay it’s very importantly in finding incorporation and get your EIN information hey you get your phone listed with 411 well there’s actually a huge base so let me one you need to make sure that you your EIN you have to do this if you cannot apply for credit if you don’t have EIN number so once you get incorporator you say any your stay it’s fairly easy beyond that actually set up your EIN that you go online and Google get any EIN number and you’re find millions pages about it’s fairly easy that links to your IRS form that you need to do it, so it’s very easy to get EIN you just have have any incorporation set up first, you can get your EIN because all purpose of business credit is to build credit is pay to your EIN not your social, so how do you do that, you have to have an EIN and make your credit to, Now as equally as important you need to make sure your phone number is listed with 411 all finds certainly crazy comment , I just told when you get the phone number listed on 411 was just as important in getting you’re EIN believe it or not the business credible world it is. And this is one of the fundamental mistake that people make now, it’s not easy to do you have to open line with 411 no problem myself I got started four months on this I found nobody out there out there to do it, I might say that four months research time is called lease to yourself As a company we use their goal lease yourself no idea how much they cost because we like do all of this for free for our clients, our bills like outrage thousands and thousands of dollars I don’t know how much you just occur I can give you just doing our video but this is not not our problem the help your number listed in 411 and when you start building business credit this are very important and you’re going to see later on this webinar you’re going to find actual resource that will prove you if you just have any EIN and 411 you have to have those two things, there very essential which is why I had put very underlying really big bold on the top these are very important crucial to your success you need to make sure you listed the 411 Again these two item are essential you ever seen in a webinar do I latex bold underline red that is like what are the most important things ever going to mention a webinar and these two things are essential to get approved for business credit, and if will fail miserably and I shall unless you have have them you need to make sure you need to get those two things that you ask. You need have a real brick and mortar building address a deliverable physical address cannot be a home address cannot be a PO Box UPS box Okay a lot of owners are not going to approve you for money if they see you’re using the whole address a lot them they just will not do it, as a matter of fact some of our banking lenders that do bank loans do site inspection so this is important now you don’t need to have an actual physical address you can get a virtual address so a lot of people email me say Ty where can I get a virtual address? Well company I can recommend is called REGUS, has a virtual address and virtual address is where you have a physical address you put on the application but you don’t actually work out often you just get mail there So many could you know email mail something to [email protected] in this high rise building Tampa and it looks like that’s my office but that then that Regus Office there jut forward me my mail so I just its giving the perception of being I got a big high rise building but then I get my mail delivered to me in mail like in the house. You could do that so you don’t have to have a but on the application you need to have physical address even if it’s a virtual address use it. Okay you should have a toll free number now this is easy to do its essential 9 dollar and 99 cents a month for toll free number If you’re in the local service like the pizza shop then most of people now a days are doing business you know throughout the state or nation why and you’re going to need a toll free number just make sure you look unprofessional if you’re not a local delivery type of service you don’t have a toll free number just spend so very minor amount of money that you need to do, to do that the same as the fax number nowadays ring central you can get your fax number phone number together okay so on ELAC she kinda might and you’ll hear me
mention companies like rain century just as you can see I will give you an
affiliate link later you could be discussed stage money I’m not giving you decide to go
buy stuff from them so I get 8 I’m just telling you who we use a teaser
we used almost all these companies out there tell you we use because in my opinion that the best
you’ll never hear me recommend somebody as it works very well
hundreds asks height the essential to the company a
good 30 easy to set up and you get a toll-free number and fax
number eighty even though you might not use actually still at one eat backs nowadays
will just send a fax to your phone like to your email uniquely its facts you need a
professional enough it’s like might not Thai actress your name your company dow up I always
use the same example EE use it party chick 2013 not if this its leader of people
trying to do that you just can’t be that you don’t use it MSN or Google or Yahoo email address because it’s so easy like you get a
professional don’t tell me I credits we got car or whatever it may be for very cheap maybe
not Chris carcass asked premier me but you can get most domain names like
78 bucks company might go daddy: cost and maybe
get you free now I best cell it’s really easy to get a
professional email separate professional but man really cheap less than 10 bucks place I go daddy:
really should do that n/a you also need a professional looking
website letters look at your website workroom
you now some automated system still approve your build route you I looking at the website a
just look at Cirque right sorry automate the approval but if anybody’s manually
reviewing your application you’re gonna typically look at your
website and believe it or not only how solid good professional website is to
determine how much money cool or so it really is importantly how
I phenomenal looking website to really have the best chance
acts another thing to keep in mind which
doesn’t really tiny approval but some things that you need to keep in mind to some sources
look at this is that having a I bank account balance will give you
high Bankrate out if you’re not familiar with what a
bank rate yes a bank rating is eight banks internal credit reports k lot of people
don’t realize that you go to obey American apply for business financing a
polar own business credit school were
basically his colleague bank grady and the bank trading mostly looks at how
much money you have your back so having a good day rating is really
essential purple one that the magic number there’s 10 great if you have ten thousand dollar
Alex in your credit report a your bank how you have a high bank
lady What’s Up ho hi I Brady and that gives
you the best chance getting a crippled banks loans on it keep in mind not this really
applies this strategy look like having a low
balance the bank out is it gonna hurt your ability to build this trade I’ll I’m just adding this in your biggest you
probably building business credit to get high and bank loans it’s something to keep in mind down rose
is that you want to have her balance and that accounts possible the higher the better on 10,000
high-risk best Bankrate Inc how scared like hotspot they also ensure that you have
the proper licensing state City County make sure your address is
cracked all the sliced still do you need an occupational license are
you a contractor that needs contractor license are you kirker
company that needs a of you know there’s a lot of different
industries happens after the house suck licensing or bond a on in East are
things you need to make sure yet but nobody wants to get the money your
unlicensed contractor for example so whatever you’re doing you
just need to make sure your setup legitimate because a lot of cases there internal
systems will check some the best just to make sure you are set up as shit you with a preview and you also again in our
mission is earlier need to make sure the tape I 10 look at
your IRS documents bank statements for 411 list a on in the
same as ok what you put on the application dole
needs beer exactly the lane with any EPA’s with the incorporation exactly as it is filed with the actual
state sup take a little drinking water a.m. will jump to the district court so
it’s a sectional idea to pull your 42 DX 30 check your trade lines score
profile flower pot you know it makes sense try to meet
you’re gonna try to build business credit well the first thing you should do is
try to like build business credit arm or know
what’s on your credit report we go climb is you get a positive or
negative stuff on it now you don’t eat L and a lotta clients come
to us for this trade Billy and a half circle the airport source
worth twenty or thirty which is really bad and then every knew that stuff was there and then we
help them get that stuff it see you need to make sure because if you
start going in our clients Facebook bad credit night you never really know why unless
she call you crater our profile and pay it so trying to get
through the existing bad credit possess unique additional approval challenge is not to say it
can’t be done if you have bad business credit there you can get that txt you also can
still build new credit but it’s a different for you know your
obstacles are a little different than it get no credit I’ll so you least want to make sure you know
what some its trade reports really essential to its success summer your work just you drop it or
guidance before I furnish right now I’ve got a great video
YouTube channel how to dispute this tragic and you know he search my
name out you go on not just on money market yet what are then you look at that and you keep the I
think I great let our just tossed unit whole our law can only
cover now I can tell you that all three credit
reporting agencies may stunted rights yet backs spirit do you
offer you online way disputing naked specially your are honored so that you of the
three easy ways to its yet been a that nation it’s not like
consumers UK I consumer just Utes become a
business like an entire process there’ll also covered lots all and this is gonna roll there’s
not much what Coach Lewis so what we’ve how is that like almost
eighty-five percent negative I don’t artist you get that weed so it’s harvest naked this credit actually air easy you
for starts to know that happy know it’s there then you can
easily you a lot to do a quick search on Google looking at my video mapping out process
you dispute any that drop it or not tried a bit so what you’ve done this the
next thing you want to do is get your district court’s necessity she use its credit era how many give you my
affiliate make credit era an end to a net two reasons why the
first reason is that I’m going to give you this affiliate make credit care is
because I want you to happen best price and I safe this price some good typist Shack I’m pretty sure that this price will be on the best price I don’t know
if you can’t get this sheep outside using somebody asks
would you like hotter deals with current year so that
being said massey affiliate link now credit tara is
the best out there a lot of priests and if you want to
check out actually have issue here’s our week but this doesn’t work
check I web guy ever got to get this to him to put up a week your cell you could look at this today in a slight
lebanon probably take you know what your and then if you
were to look at the same link tomorrow yeah seriously just gate well there so I just
typed ok take the affiliate makin check or if you
go to this late probably as a tomorrow you actually out actual link there on that site hit so why would
usually right there 20 I mile so much HR credit other and you’ll never we get you get dun
bradstreet and experienced business which is not
now if you go to dun bradstreet itself
experience I’ll they’ll charge you about e-books peace
so like each one they will charge a lot of 40-50 bucks for credit honored with
credits are you get both the last 30 but and you also get ranging experience
personal I that nothing like this I owned a character company built so let and I had
a descriptor many years every single one of the sources
individually charges you about 40 to 50 bucks for credit Iran in with credit here you get ranging in
personal extreme personal DnB business experience this is for 29 not now would also school but as you can
search I competence so not only can you find your
cur or you can even search companies fight for other companies at any time have five companies are
looking at but again they’re really phenomenal they have a lot of cool stuff why the other cool things they have 30
only company that offers the new business like score it’s not available anywhere else this is
why we got set up a trade terror many many months as we got waylaid that
they were going to have the best strikers form shifted left on infractive
with the creditor no crest the price is better services
better the report says so much more information
you’re getting where else and their she not like combinations like
what we have to have absolutely lost so I checked me recommend credit care
strongly they’ve been a great service for us and a minute a little bit later on this
webinar why you really should consider using their but
best bang for the buck most stuff on the report those some
problem that’s the problem each so now you would have a new got
shot separately you got some access your business credit reports next thing you need to do is you need to
attain vendor accounts first see well as my secret
formula right its bold underlined red that means it’s
like ridiculously word k in rehab tell you
this as a lot of people mess this up loyally
they make States go apply for credit rock right order and
get some turn back I don’t want you to make tax
take it you’re in a taped statement correct right now so this is her poor kitty
started much the same as consumer or as we’re talking about in and get
started usually the smart you think about it you know myself
personally I started building my credit I’ll kiss my tackles I’m not a truck
launch me when I was in Notre but a lot of people have that luxury lot
of people start building your credit with small secure credit card slot
secured credit card ruin that this locator Gary very available there are
some out there they’re pretty rare hi but there are
small then your credit accounts dark or vendor k so business can be approved for small credit cards
to help you build an initial credit profile and again these are called then your
credit caps so in the business credit will your credit
file start with this is a catch this is how it
starts so when you talk about what it takes to initially start your business
credit profile that’s exactly what it takes our vendor
accounts you need to get a crew for vendor accounts to establish initial
profile stylish initial tradewinds score and
then start getting into revolving store tight credit so what our vendor swell he’s our
accounts that do you credit on net terms could be yet 15 30 60 or 90 usually net 30 is the most common so
what this means that maybe you could purchase a product and then you have to pay back within
that time frame so for example if you set up on the net 38 Cal you buy suffered three in a box
today then you have to pick up 43 her back but
back within 30 days now this is obviously different than revolving try a few years
to revolving credit card 3 r.bug so I then you my only have to make a minimum
payment like 15 bucks on that count are Intel it all paid off
but with the vendor account the net 30 I account you have to pay the full
balance of work and what are those terms are usually Thursday I to be able to keep a ass
agree so you can get products or services for
your business the for the pay 30 days which is pretty cool the not
only are these good because you can build your business credit by
establishing a but they’re also good because you could use like it’s it’s good to get credit I of
the supplies for example that you could buy hallal not 8 Apr 30
by a under discredit as your staff miss you
straight so pretty cool he can get stuff you needed
the late payments for 38 on hot up building your district boss K and a lot of these companies are
gonna see today will prove you or as live with as little
as it yeah I am for one month remember I told you how
important those things were earlier because now you’re starting to assert see layer is so heiko a lot of these
accounts that will give you initial credit will look at tonight best you
have any idea and are you asleep or 11 the answer is yes you get approved
the answer is No I’ll wall k so another thing I touched
on earlier as you do not ever will life for this kinda credit using so
sturdier you with one of my first without the social now some sources again a request only
demand L tell you that have it but you always
want to try to submit those al and many the people you’re talking to
Tony know you your crew how I use an example were quite with
Mason’s and they say they want to discredit army
girls and I know nothing about she called over manager he said I know
something about heard about it house to he call this corporate manager
and his brother Regional Managers regulators I or
something about that he answers is regional manager called
his boss his boss had yes so that’s how many
people up the chain took a most people will just tell you no they
would never walk asahara che this person was interesting
cuz you gotta see how far have to get up the management chain before we didn’t do
so by me %uh work to meet the new year that
was possible and this is Nate’s pretty big company so
the bottom line yes a lot of people on the front lines the
stores like they don’t know you can apply for credit not using SOC maybe like a lot on this letter you
know every of this hockey stores don’t know that the don’t
listen to them when they tell you not to do it anybody this is an application from
credit sold out with the social Lake is gonna
take a setback editor hey man you can’t do that like
your social like you so when SoC when they get you
went to them and said no I’m I’m don’t fret late might yeah and they
would look to like it yet they would you go to top so don’t listen to the main whoever did
you talk to the list every dollar talk about most you
absolutely can’t go quietly qeii and it won’t happen if you put this SSL yeah H because you
are using your social you almost always are getting your
wilson/getty axe look that beats you’re getting a social your sign the
application your personally guarantee it so easy to
you know get this is credit already is that you applied for money
and that use such you know this happens all the time
although to look at the bench with the love release more entrepreneurs
and I’ll be like yep this and then somebody they all have
this straight yeah I got that bill years ago that was easy did and I know
right away disperses probably does how so I said look this is a I debit card
hazardous what we’re not talking about if how many
college credit the you have now were you were able to
just not even if the latter so stern about yeah okay and then that’s when they’ll
say well I don’t have any right back well that’s high least a fine
what this suspected if you have real discredit your able to
get it leaving your social of yeah did you get
credit and you use your social we got a credit
card hazardous they might probably not will distract in
my issue with your name and your business a
on it but it probably doesn’t report the distractor yeltsin’s and you have to
get a credit check get a you also personally year T so you could call kisses her I guess
but it’s not this is Craig my it might find business credits credits a
jury I had not are so short major social pls way you
put your social media you probably personally get the
distributes its credit doesn’t require social all K business trip to your yeah I and
all credit so when you have enough credit
bill yeah I A start getting revolving credit card
specially without providing a social security number and remember it do provide the social
your personal credit is gonna be poll in most cases that personal credit
will be used the approval said so you have that personal credit
you but the social Amir you gonna get did I you gonna get that I
based on your personal credit he’s waiting for his father said talk
about let our I without social then they can even pull
your purse her and this Ops II nobody can’t deny you
for your personal credit a cable polgar okay if you’re not even
getting on the social they can even whole your personal credit so most
traditions will approve you with your SSN if you’re yeah I credit is stronger okay
so that means you know or if you’re yeah I and after
meets most creditors will approve you without your social
security number yeah I A Crack stronger yang credit is not good enough might be
quite involves ASCII upon your perspective seal lose
any K only your social yeah worst-case near
the gonna tell you they did you try to look like with it and if you know your credit score did
you may decide to you may be decided bill more credits you doin before you’re
quite yet but no matter what eagerness and it tells you credit can be
attained a caer yeah I and only get I just talked about
that most people are telling you know they can’t be done because they’re
trying to be published they just don’t even know cell so you gotta start star who built your
caps you c’mon girl this this looks so like I I need this all caps and ball in cheats or you must start business credit
profiles for starter then your caps so when I’m talking about
star who vendors these are ones who give you
initial credit even if you have no credit knows score or no trade my now was the biggest
mistakes I made a air that I see people may is they apply
right here at stores like state know they go and they think I I tried to
go by districts okay weird at first question
asked this when you apply did you put yourself in
the mirror yeah its they usually say yes I certainly get you
that that’s an instant fail and the next thing I ask this will lead
you quoi you know where jewel state with you have
any credit we have plastic with no a war fruit okay so in order for you to
get approval real business credit you have to start
with starter Ventura traps these are not stores you going to state
courts he going to low city go in the Home
Depot target mates Walmart all these people
will give you this is Trent but none of these companies will give
you your very first rental now that’s not surprising they will do
it for you in the consumer world leader I get you have no credit just the house
you can’t walk into Walmart or Target get a credit card it will improve the
they’re gonna make you get credit elsewhere first then with the staff a
straight line profiles or you can walk into a Stargate Walmart
Macy’s and get revolving credit hot through when talking about a starter tell these
are vendors will give you initial credit even if you
have no credit no scores no trademarks just based on your were 11 just based on
your yeah those are lemme real starter Ben first and if you’re not using real
starter vendors then don’t try to score stores will not
approve you permission credit you will get the nod a try to look quite
so instead happy girl with real starter
viagra capsules look at some La Quinta said sheets lot associates yield corporate set up blacks K that
actually what they did so you will need to get incorporated
initially if you want corporate compliance to make sure your
corporations and complex if you want anything to do with
corporation filing type: services than La Quinta so she’s is a good
solution now they report Xperia clearport use coal a trade xj8 Cali payment experienced Houston so if they report to theory and Dun &
Bradstreet that would be to painted experience masking to come here yet or your few
minutes so the airport to its period which he/she one payment
experience they will report to one place experience very commonplace buttons or
sister or a only look at 411 E yeah so did you can
get through it you’ll or almost a you have it yeah I am Number
only ever look at anything else to approve which guess now its all time together that’s why I
told you this but I don’t have these two things done because their sources like wind at all
be approved you if you have those two things yet nothing else ok rue 21 they usually
takes 30-60 days better or net 30 terms this is a great starter but
your cal the drawback is you might not need or what I’ll other serbs maybe you don’t
need corporate compliance stay that definitely a drawl lock on but beyond that they were poor you get
it right reference are you get a pain experienced
you get approved with very little required their
report quickly you get better terms so perfect starter
venture cap now another what sixth school East having no now another one that
actually show you in a minute is oMG spade slot I need she had 6 X schemes did key record %uh okay so a nother get your credit terror I talked about her
terribly toll while I’ll funny is where credit era was first
presented he acted like hubbell we’re already
ABC’s Altima like ’em by a lot resists until I started using
want to start using absolutely love but here’s what’s cool is that they were or shoots theory and
then the brightest so not only for less than 30 but steady
access your credit file which the first let’s be honest you need
any strike you gonna do district gotta what credit on average
and the EU deve spirit in India bonus experience t you
personal school so you get credit moderate
business impersonal and it combines a lot of
forces so that helps you save a ton of money must buy non /url a.m. report to its theory in the hot
seat which is like stricken also you get to payments spirits
remember I told you a payment experience is the report into one credit reporting
agency credit airports 22 these are coal mine
anybody to reports to remove coal mines you get set up were home and you get to pain experienced because they were 42
now wire payment experience to support well because you need to have X amount
of pain experiences to start getting revolving credit so the more these pain experiences get the faster you get to revolving credit
the fastest way to get a red ball bead store credit is to start getting up router sources
that report will aidid multiple experienced like right here
moments fear AMD NB awesome it’s also also because
you did something you need any to me you’re going to build this is Trey
credit other to your gay something need a mic loughlin so she is it
something you really eat and you get to gaming experiences which awesome a and there’s no approval or
like it all I did all looking a detail stop personal
creditor any bank to approve the sows is easy to
get approved just sign credit air 30 but and get approved now
to is a drawback tear it takes about six months to report train now visually that will change but
this is what happened in order any company to report to the business
for 20 agencies monthly they need to have a certain
amount a wreck a lot of this case I think it’s 2000 records but they have have a poorly to be able to report monthly ok red
kerzner they just don’t have enough people using
them yet to be able to get a monthly report and
they will services phenomenal key so they’ll grow that day
right now they’re not paying so they can only sinbad to de- about
every six months because that’s how long it takes and getting a records get report but as they grow they
will go to a monthly report so I me it’s really good place to stay with them
but you have to keep in mind that will credit your it takes six months the even trade mine
to be established lot longer than most the senseless
shootings today and net 30 terms because they just
charge every 30 months 30 days credit moderate just like most
up monthly credit cards step I’ll there okay so another true better is quill cool
office supplies basically is has gotten their name
because they helped build this trade I nobody at the 2010 ok well what if they
get report this track but they actually sell of
course allies packaging cleaning supplies and they
purport to Dun & Bradstreet now with quill you know what I cases you
got a place in initial order first unless you have a deep peace for staffed so if you already have some credit dnt
30 get you up a text for you don’t need will probably get credit
right way minute not your no credit was gonna happen is there gonna come in
and I can request took place in order first here’s a cold
if you don’t have to like by fifty or a hundred twenty dollars for
stuff you could buy like five dollars a ten dollar work Highlanders tends to make this work
okay so you go in you try to get credit they say no
goodbye something an initial order then you look like again they say no you keep
that cycle girl so usually up which one a 90-day
repayment schedule okay so if you do gay approved a link
for example the which 1i need a repayment schedule a few order items each month for those
three months the now typically a tribute from 38 caps see
coming you say hey I want to buy twenty hours were stuff
from Nick well and they say okay will you have any hard to sell us or not
gonna give you a net 30 tell what we will do is give you 90 days
as: twenty dollars back and then if you keep
ordering stuff and pay each month about ninety day cycle in about three
months they will get here at 38 we keep in mind it could take you
again ninety days to get it reminds was here
verses like La Quinta so she switched like me okay so drawbacks negatives and
positives in each where the sources and that’s why
you might use a combination sources it’s your what a now another church starter vendor
account is called get quotes and get worse of us work supplies and
products a report to DMB and you got a place that initial were
over fifty dollars a select invoice me option left hand soap on the
checkout if something it’s called invoice me and
they will call the business credit and if they don’t approve you because
you just don’t have any credit established then know what your prepaid the order
and you just keep doing ski purchasing in choosing him with the
option NT get approved for network-attached so kinda like will they might request
two or three orders from you before they say okay we
see you’re going to be a regular customer now will get you in 38 that are you placed order over $50
bucks choose in with me this option what pop-up
nesler’s over 50 hit a couple your business credit either
prove you are don’t a dull you keep repay keep doing this if you do
this a few times should be able to get group again this is just a song like by just something I make not this is
just literally based on what see thousands and thousands client asks esler reliable of the
supplies this office supplies obviously and
promotional products airport all sleepy so this is like get
my coal mine because you can get for
repayment experiences here from one company is the best she can get GB experience and applesauce which sauce
and it’s a number double bonus because most
people don’t report Equifax so to get a source like this that
reports equifax really awesome and the fact they’re word
2003 is even more awesome yet repayment experiences one-shot there
now gave you got a place in initial order to
request your order be in with the bill to your company the pool your business credit if not
group keep order in requesting to be in Boyceville no different things get worse the only
difference is they don’t have fifty dollar minimum order so you just order from them then you
tell him that you want to be at least to build a clear business card they say no
though did not pay you pay each keep doing it after a few
cycles they still this person keeps worry-free
me he’s ordered for me arm so let’s give them a little bit
crack so not approved keep order request to be a voice for bill the more you place the better your
chance recruiter net for terms usually takes about 3 orders with these kinda companies they
want from the ones at Mitch’s how pre-orders wire to get pretty you lie shipping supplies shifting packaging
industrial supplies airport Deeb and you got to have your
DUNS number strapless out dance numbers 3d get cost you any
money you can go I 83 DUNS number and get
access to one just keep in mind YouTube anything with
Dun & Bradstreet credibility okay dun bradstreet not the same as Dun
& Bradstreet credibility and if anybody ever calls you tries to
sell you something dun bradstreet it’s not done pressure is
down to brass regret bill whole different company
privately-owned nasa the massive federal trade complaints against this company don’t buy bottom line yes you never need
to buy anything combated bradstreet to build a
credit report score and they’ll tell you different tell you
I’m a liar they’ll tell you after higher charge 800 twelve hundred dollars by some
credibility package bill be and that includes a dozen you
need 8 and summers 3 got dun bradstreet get
it done. summer no cost easy takes about 30 days you
don’t wanna ATM to get and you have this you will need
to get a group you I alaska to trade references a bank
reference the first few words my E to be prepaid to initially get group
met her teacher I remember if you wish to Lachlan if you
went to credit era these people that don’t
require these pre orders and got through them first with aidid reporter you probably be able
to go to you I’m no wish you get better if you’re
starting with you why did nobody else they might require these prepaid orders
slime give you access to a lot sauce today some require purchase some
don’t require perks summer 138 for work ninety so this
way you have the best monopolize your marketplace a house like
a marquee CD set and CDs report to experience nurture
starter cap help from anybody okay they don’t have a qualification
requirements and or fairly quickly oh yeah news hey Mike four payments 60 bucks you buy their CDs
for game is 68 finance it any get you get credit excessive
whenever work 38 so this is a phenomenal support no
pre-orders no nothing you buy what you’re selling
they’ll get you 1 credit airport it straight and you get and
asset oh yeah a out yeah I and regular 200 best get the stuff that their male set at so vendor accounts you need to have a total
I pay many spirits to start getting revolving store credit and again to pay ministration reporting
to Capital One report ATC so an account supported scary in don’t
brag sheet for example cast to pain experienced you gotta pay $8 your accounts in ball
went on time remember your distance for only based on this one so you have to pay these bills are
higher to have a good business credit score educational out I’m member poor again as
I showed some a six-month report 738 6898 I told you that I pray to get you look
at the patients’ sometimes a month’s report and it typically takes
three cycles at them to build business credit scores dun
bradstreet ICC up three cycles before they get you up a
2×4 for example he might have had those accounts
reported on your well three months to get a score in our case that happens fast even a
sense 36k most merchants in major retailer to our
business credit so most worst advertised a just ago have age don’t advertise it because there’s
no benefit and a lot of people asked like this suspense secret war
because if you’re willing to give staples your social security number personally guaranteed a they’re not
gonna tell you there’s another option it is your business it’s so big he gets
yes votes then CEO’s know about this stuff so
they’ll need the company to the right source the bottom line is state with us know
interested telling a lonely little small business owner the business credit exist
they won’t even advertise and promote it instead they were lie on the bigger
businesses to come to them already knowing so exist most people operate they just
don’t promote it okay so make sure that you know that it
exists and exist in more stores on so you know what
you can use your business trips were once you actually start getting a true
EastEnder sake have reached a high pain experienced staff list you can ensure 818 revolving credit
sources are outs revolving accounts for cards
you know you could use pay like little rich girl normal credit
card that you’re probably familiar with revolving account approvals will begin
coming from stores first so after that you have to be so sacred
stuff like that so you get your bike a man experiences then
you can get a stable star Carlos card Home Depot and whatever we have 10 total pain
experiences is when you want to start gate Lisa
cards MasterCard index cards I’m stuff like that and i cud other webinars
videos I’ve done all my beauty channel RAM walkthrough the steps in building this is Trent I
look some small caps so most orders will not approve you for
credit unless you happen to still stabbed her profile in popup already and
vendor accounts must be used first list obviously profound score then ask for credit to be
don’t try to apply it stores first you get night a usually takes only ninety days a
restless which strike robots turn so that gives you a good idea how
to do it I just told you the actual steps make
sure your best seller credibly get your reports did your role he plays
heated dispute stuff and again in the chat box right now for
those near the Kenyan late is a link to where you can get credit
honor last 30 bucks get like with you DA BX your AT&T personal what
school then once you have that done then you
need to get in there and start getting starter bender out don’t try apply with the social
security number lead to social at the apt and go to the sources I told year now because she attended the split our
state on the decidual kite it’s letting our so that you could cause
it right last 13 SC make sure you get all the information but don’t try to apply for credit
storage gonna fail okay it is gonna happen it you gotta
start the starter vendor cast he you 10
payment experience here today’s webinar you only need I to be
able to move on to recall outside gate text like a double the
amount that you’re ever gonna need probably more than you ever gonna see
any so now you have heard any one or more
mobility discredit you us well we’re our team in our technology with checks out its net not com forward
slash discredit I also duration: offering this credit
financing for customers make my a lot of money alongside at helping a
lot of people then this will give you more information
on this stupid credits legal com forward slash district here’s my email my phone
number you have any questions free guess all
and hope you got a lot of this letter again I will send you a plate as well
pretending I want to thank everybody for taking the time to tens for be a great day

Comments (23)

  1. Quill gave me a net30 account with no credit history at all. I didn't have to wait 3 months with ordering from them, so you might wanna update your info.

  2. Directly from Grainger! "The new accounts team has assigned an account number. It is XXXXXX. They have updated the registration on You have an open line of credit with a a credit limit of $1000 on net 30 terms." I recommend everyone to apply with them, I have no business history at all nothing, nada, zip, Zero! Also an update for Creditera, As of now they DO NOT! report to any bureau's they stopped reporting as of September of last year until they can reach an agreement with the bureau's on reporting.

  3. Also grainger only reports quarterly ANY amount

  4. I thank you very much for this information. This is gold and most won't even be thankful.

    Peace and blessings big brother

  5. I have a 540 personal credit. you said that they also look at your personal credit at what point do they no longer take that into account? also I have been in business for 3 years and I just registered as an llc. I have multiple vendors that I have been with for years. how can I get them reported to my business credit? most of them are local vendors that have dunns numbers but I'm not sure about the other agencies. . lastly I understand having a website is important however I am an independent contractor for a real estate brokerage. I can't make a website for my own company name as its against regulations. I'm on the business website but the Company obviously not mine. can I list DBA then my name so I can link it to my business Facebook?

  6. I need some help. I am having the hardest time building business credit. I have been in business for almost 3 years and I am having the darnest time in building business credit. I just was able to order with ULINE a month ago. I thought after 3 years of business it will be easier than that.

  7. Do you help people establish business credit ? And how much is it ?

  8. Can I get Business Credit after bankruptcy (7 years ago)

  9. omg I've been having thee hardest time getting the ball rolling on obtain business credit!!! please help

  10. 1st off I like to start off by saying Thank you . You are very helpful . I'm in the very very very 1st stages of building business credit. I have listen to your video over and over again . And it's just a few things that I am unclear on . . On the business bank part . I already have my LLC paper work . Just got my E.i.n, and now about to setup the account for the business. The part I'm unclear on is should I have gotten or put a number in 411 Listing b4 I got my E.i.n ?? Or after ?? Same thing goes for my address?? Asking you b/c when I filled out my E.i.n paper work i didn't know weather to put my own info or for the business. (Such as Ssn, phone number, or address .. plz help . Thank you .

  11. Hello Mr. Crandall,
    It appears that Creditera is now called NAV. Do you still recommend it?

  12. 👍Very informative and helpful. Thank you. 😁

  13. I only used my EIN with American Express but some how they pulled my personal credit

  14. Question TY:
    When you say 5 payment experiences reporting is that 5 with “each” credit bureau?
    So 5 with D n B 5 with Experian or just 5 with at least one of them?

  15. Great staff!!!!! just flow the steps in no time your business will have credit.

  16. Creditera want my SSN !!! I (will) have only ITIN – what should i do ?

  17. I owned a home for 18 years, never once late on the mortgage payments. Sold in 2006 and all 3 credit bureaus recently removed this and say I have no recent credit? Then dropped my scores nearly 150 points. I called Equifax explain my situation, I was told the error will be corrected after some month nothing change they kept giving excuses Same goes to TransUnion and Experian. I was frustrated I wanted my score back until I came across (Lewis Richarlison) A former Staff of TransUnion who explain and confided to me to consult this credit agency 'Captain Spy' who had helped many repair their credit and that was exactly what I got when I contact his gmail [email protected] he help me increase my score by 200 points clear Items on it Which I confirm on all 3 credit bureaus. I'm really grateful captainspyhacker2 @gmailCOM

  18. Are all of the vendor accounts still reporting. Are there any better now?

  19. My credit demanded a little support. I got in touch with 1-304-362-0019 with credit score of 59. I needed at least 76 to have a trustful credit profile. Their highly trained credit experts struggled the hardest to raise my credit score. I ended up with a more than satisfying credit score of 81.

  20. Will financial institutions look at SBFE info like bank statement or merchant statement when applying for business credit cards? Personal credit cards are automatically approved through the computer. Is it the same or different for business credit cards? Thanks.

  21. Many thanks, been searching for "personal and business credit cards" for a while now, and I think this has helped. Have you ever come across – Vansaiah Meylijah Domination – (should be on google have a look ) ? Ive heard some extraordinary things about it and my neighbour got cool success with it.

  22. So I don’t need to be in business a minimum of 5-6 years before getting business credit cards or even have to have revenue coming into my business it can be a 1 year old business and get funding ?

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